“Thank you so much for all the advice and information you gave me to help me buy my first home.  I greatly appreciated your patience and willingness to take the time to educate me so that I could make the best decision possible.”

“The reason I have kept referring buyers to you for more than 20 years is that you have consistently provided an absolute “island of sanity” in the otherwise challenging process people experience when buying a home.  Your commitment to finding and delivering the best financing plan to each client has been unwavering over the years.”

“Phil is very passionate about finding his clients solutions that best fit their needs. He is extremely professional and knowledgeable when it comes to both mortgages and real estate. He has high standards and should be regarded as an expert in the mortgage field. I have recommended Phil to others and will continue to do so.”

“I have worked with Phil on about seven different loans since 2005. His expertise and ability to find a product that meets the need of the situation and the individual property has significantly impacted my success as a real estate investor. He is also very objective, ensuring I get the best product for the situation and my overall strategy. I think of Phil as integral part of my investment career.”

Top qualities: Personable, Expert, High Integrity

“I work with several mortgage lenders on a regular basis (100+) and I will only recommend 4 of them to friends and family. Phil is in the recommended four. He always tries to do what is best for his clients’ present and future needs. We need more lenders like that!”